NIB in brief

The Nordic Investment Bank finances projects that improve competitiveness and the environment of the Nordic and Baltic countries.

NIB offers long-term loans to complement and leverage commercial lending in order to help ensure its vision of a prosperous and sustainable Nordic–Baltic region. The Bank extends loans according to sound banking principles and on market terms.

NIB analyses all potential projects for their direct and indirect impact on competitiveness and the environment.



To improve competitiveness, NIB-financed projects should support productivity growth for example through:

  • technical progress and innovation;
  • development of human capital;
  • improvements in infrastructure;
  • increased market efficiency.

In terms of the environment, NIB lends to projects that lead to:

  • improved resource efficiency;
  • development of a competitive low carbon economy;
  • protection of the environment and its ecosystem services;
  • development of clean technology.

NIB acquires the funds for its lending by borrowing on the international capital markets. With its strong ownership and highest possible AAA/Aaa issuer credit rating with the leading ratings agencies Standard & Poor’s and Moody’s, the Bank offers stability and reliability to global investors.

NIB needs to be financially strong in order to fulfil its mission efficiently. The Bank aims to earn a profit enabling both accumulations of adequate reserves and a reasonable return for the owners on the paid-in capital.

NIB is located in Helsinki, Finland, and employed 189 people in permanent positions at the end of 2015.